Cooperation partner

• Assistance with the valuation
• Moderation of the entire transfer process
• Support in the preparation of a business plan and financing documents
• Examination of subsidies
• Support in preparing for meetings with banks
• Free advertisements and matching on our rfolg.com platform
• Support in the search for potential candidates
• Provision of samples, templates and checklists

• Orientation and assistance in the succession process
• Support in the search for potential successors and companies
• Support in the creation of advertisements
• Establishing contacts with players from the ecosystem
• Seminar program
• Support in the preparation of business plans
• Support with financing preparation
• Identification of funding resources

© HVB

• Financing of company successions and start-ups
• Analysis of your business plan and feedback
• Personal and comprehensive advice
• Individual financing concept
• Active integration of public subsidies
• Optimization of domestic and foreign payment transactions
• Cover for (non-)insurable risks
• Mediation of important network partners

Would you like to secure your life's work and find a suitable successor? Then we will work with you to find the optimum solution for the future of your company.

Your personal preferences are decisive, because every option for handing over a business has advantages and disadvantages.

• If a younger family member is already involved in the business, an internal family solution can be considered. The company can be passed on by inheritance, gift or sale.
• You can also sell your company to a third party, for example to a competent employee or an experienced business partner. We will support you in your search for a suitable partner.
• A foundation model, conversion to a corporation or leasing are also possible alternatives.

Our team of experts is at your side with help and advice! Benefit from our experience and get to know us!

From business start-ups to succession planning - from small craft businesses to international companies
internationally active company: We support our customers with comprehensive, long-term advice.

• Do you have a start-up idea? We will give you valuable tips and support you as you start your own business.
• We analyze your concept for plausibility and feasibility.
• We draw up a financing plan tailored to your individual needs - also taking public subsidies into account.
• We provide you and your business idea with all-round insurance cover from our insurance specialists.
• We advise you in all phases of life - business and private.
• We offer you professional help with the transfer of your business - so that you are well prepared both legally
  and economically well prepared.
• We support you in planning your succession in all aspects of transferring your business
  within the family, sale, leasing, wills and inheritance contracts or foundations.
• We help you to secure your life's work and plan your retirement.
• We have our own team of advisors for doctors and pharmacists, who deal with the specific questions and needs of this professional group in a practical manner.

Sometimes the solution for the continued existence of a company seems quite simple: everything stays in the family. But even in this ideal situation, there are many challenges to overcome:

• Bequeathing or giving away?
• Are there allowances?
• Who gets what?
• When is the right time?
• Isn't an external manager or a family foundation the better solution?

With various advisory services and financing products, we support you in your decisions and work with you to find individual solutions.

M&A, MBI, MBO ... Terms that in the past were only reserved for large companies. Today, even medium-sized companies can no longer afford to let the opportunities arising from a professionally executed company acquisition or sale or a successful share takeover pass by. Here too, we are your first and competent point of contact - with the involvement of VR NachfolgeBeratung if required.

Just ask us!

If you want to provide for the future of your company, you should also keep an eye on company succession.
succession. We can support you with the following challenges:

• Finding a successor
• Determine the value of your company
• Determine the form of transfer
• Clarify financing
• Prepare the company and employees for the handover
• Secure income in retirement
• Reallocate assets
• Involve tax advisor and lawyer

• Support for IHK member companies in the succession process
• Support in drawing up business plans and advice on financing and funding opportunities
• Organization of information events for transferors and successors
• Organization of succession consultation days in cooperation with the Lower Saxony Chamber of Tax Consultants
• Organization of the (digital) start-up week, which also addresses the topic of succession
• Organization of events with special topics from the area of succession (e.g. on the topic of company value, emergency kit)
• Use of the matching exchange www.nexxt-change.org

We offer free individual consultations with the following focal points to our skilled trades businesses and business owners:

• Support in the creation of offers and requests in the Chamber of Crafts' business exchange and Nexxt-change
• General strategic business consulting, including the development of succession roadmaps and support during the succession process
• Business valuations (earnings and asset valuation according to the AWH standard common in the skilled trades sector)
• Support in the development of business plans and advice on financing and funding opportunities for transferees
• Consideration of future-proof business development by integrating the Chamber's wide range of free consulting services (e.g. recruiting and securing skilled workers as well as energy and digitalization consulting)
• We are a member of the approval committee of Bürgschaftsbank Niedersachsen and are available to provide opinions on guarantees, viability certificates or NBANK funding.
• Would you like to find out more about business management in the skilled trades sector? Here we recommend our podcast " Handwerk macht Zukunft "
• You are also welcome to use the skilled crafts network for yourself and become part of our " MMC ", the club of master craftsmen and women in the skilled crafts sector.

• Voice of the skilled trades: Representation of around 7,800 member companies with approx. 50,000
  employees and 3,000 trainees from 130 different trades.
• Modern service: High-performance service for craft businesses in the regions of
  Göttingen, Hildesheim, Holzminden, Northeim and Osterode.
• Comprehensive service: Support for the entire business cycle - from the foundation
  free assessment of the business through to handover.
• Training support: Passionate and expert support for vocational training.
  training.
• Quality assurance: Ensuring the quality of craft services through further education and training.
• Business placement service: Help with the creation and publication of
  offers or requests for companies in the online company exchange of the Chamber of Skilled Crafts and
  Nexxt-change.
• Advice on company succession: Free advice service for companies looking for a successor
  looking for a successor and those interested in setting up a business who would like to take over a skilled crafts business.